Your Trusted Mortgage Lenders in Southwest Florida

Get expert help securing the right mortgage with rates, speed, and service that make buying a home easier.

Home Loans across Southwest Florida

We match financing strategy to your property type, budget, and long-term goals.

¡Hablamos Español! Hacemos que su proceso de préstamo sea más fácil y sin estrés.

Our Plans
Flexible, Adaptable, and Adjustable Plans to Fit Your Needs

Looking for the Best Mortgage Lenders in Southwest Florida?

Based in Fort Myers, Liberty Mortgage Lending Group proudly serves homebuyers looking for home loans and refinancing across all of Southwest Florida. We make the entire process feel simple, local, and personal. As one of the best mortgage brokers in SWFL, we’re here to help you secure the best mortgage rates SWFL has to offer, whether you’re a first-time buyer, upgrading your home, or looking to refinance for a better deal.

We offer more than just loans — we offer trusted advice, flexible options, and a team that cares about your future. From FHA loans and refinancing solutions to tailored support from experienced mortgage brokers in SWFL, we’ll guide you every step of the way.

As a leading mortgage company in Southwest Florida, our mission is simple:

  • Help you buy a home you’re proud of
  • Connect you with the best mortgage lenders in SWFL
  • Save you money for the long run with more innovative financing

Let’s find the mortgage solution that fits your life, not the other way around.

Serving proud homeowners across Southwest Florida, including:

Cape Coral • Fort Myers • Naples • Bonita Springs • Estero • Punta Gorda • Port Charlotte

SWFL Mortgage Loans — Every Option, One Local Team

We get calls from Southwest Florida homebuyers looking for mortgage loans across the full spectrum — first-time buyers who want to understand the process, veterans using their VA benefit for the first time, self-employed buyers who’ve been turned down by big banks, and investors looking for flexible financing on their next property. We help all of them.

As mortgage brokers in Southwest Florida, we’re not limited to one lender’s products. We shop your loan across multiple lending partners to find the rate and terms that fit your situation — whether you’re buying in Gateway, McGregor, Lehigh Acres, or Cape Coral.

Here’s what we help Southwest Florida homebuyers with:

  • Home loans in Southwest Florida — purchase financing for first-time and move-up buyers
  • VA home loans — zero down for eligible regional veterans and active-duty military
  • FHA loans — low down payment for buyers with flexible credit needs
  • Conventional mortgages — competitive rates for buyers with strong financial profiles
  • Mortgage refinancing — lower your rate, access equity, or shorten your loan term
  • Specialty and Non-QM loans — bank statement mortgages, investor loans, private financing

If you’re looking for a mortgage company in Southwest Florida that handles more than just the easy loans — call Debby Hernandez at 239-268-7142. She’s been helping Southwest Florida homebuyers close since 2010 and she’ll give you a straight answer about what you qualify for.

Our Plans

Flexible Mortgage Programs Backed by Local Experts

Whether you’re just getting started or ready to refinance, we help you navigate your options with clarity.

We Keep It Simple So You Can Focus on What Matters

Buying a home or refinancing shouldn’t feel overwhelming. Here’s how we make it simple:

How It Works

Easy Application Icon

Apply Online

Safe, fast, and no credit impact to start
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Fast Decision Icon

Get a Personal Guide

A local broker walks you through every step
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Get Your Cash Icon

Lock Your Rate

We shop top lenders for your best deal
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Repay Your Loan Icon

Close with Confidence

Clear terms, smooth process, happy homeowners

See Why We’re Rated One of the

Best Mortgage Lenders across Southwest Florida

Calculate Your Mortgage Costs

Plan smarter with Liberty Mortgage’s free tools.

Use the calculators below to get a better idea of what to expect, whether you’re buying a home, refinancing, or exploring FHA loans. These tools are designed to give you quick, helpful estimates so you can move forward with confidence.

Based in Fort Myers, we are your top-rated mortgage brokers here to help you compare options and find the best mortgage rates Southwest Florida has to offer.

FAQs

Mortgage Questions? We've Got Honest Answers.

How do I get the best mortgage rate in SWFL?
We compare top lenders for you and tailor your rate based on credit, income, and loan type.
What’s the difference between a broker and a direct lender?
A broker gives you access to multiple lenders. Liberty Mortgage combines both for more flexibility.
Is pre-approval really necessary?
Absolutely. It helps you understand your budget and shows sellers you’re serious. In many cases, we can initiate the process quickly, often within a short timeframe, depending on your documents and financial profile.
Will applying hurt my credit score?
No. We offer soft-pull pre-approvals to get you started risk-free.
Talk To Us!

Talk To Us!

Get in touch and schedule your visit. Our sales team will get back within 24hrs via Phone, WhatsApp, Email or Video call.

 

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Individual NMLS #1080562 | Broker NMLS #1599682 | FL Broker Lic# MBR2220