Recent Articles
Understanding the Differences: Flood Insurance vs. Home Insurance
When it comes to safeguarding your home, knowing the distinctions between flood insurance and home insurance can make all the difference. While both are essential for protecting your property and your mortgage will require it, they serve distinct purposes and cover different types of damage. In this guide, we'll unravel the complexities of these insurance policies, shedding light on what they encompass and what you need to consider when securing your home against potential threats. So, let's dive in and explore the world of flood and home insurance to ensure your peace of mind and financial security.
Published on 11/06/2023
STRETCHING YOUR VACATION DOLLARS: TIPS AND TRICKS
Saving for a down payment but want to go on vacation? We have the tips and tricks for you to do both: get a home loan and have a little fun.
Published on 11/06/2023
Navigating High Mortgage Rates: Strategies to Make Your Dream Home Affordable
In an era where mortgage rates are soaring to levels not seen in two decades, the dream of owning a home may seem out of reach for many. However, rising rates shouldn't deter determined homebuyers. While high mortgage rates do pose challenges, there are several savvy strategies that can help you maximize your homebuying budget and achieve affordability. From leveraging your down payment wisely to exploring innovative seller concessions, we'll explore four effective ways to make the most of your homebuying dollar.There are a number of ways that you can increase affordability to get the most for your homebuying dollar.
Published on 11/06/2023
4 Reasons NOT To Make A Large Mortgage Down Payment
We can't predict mortgage rates and the changes mortgage rates make from day to day and month to month; however, we can predict the mortgage loan trends as lenders and legislators create the lending guidelines that affect your mortgage. Read More
Published on 11/06/2023
Pre-Approval or Pre-Qualification
The difference between a prequalification and a pre-approval could make or break the deal that you are working on and waste a considerable amount of time. If, like so many, you are confused about the two, we explain the difference and why lack of understanding could mean disaster for the new home buyer.
Published on 11/06/2023
Mortgages: Mastering the Art of Homebuying: Strategies to Overcome Buyer Burnout
In the current real estate landscape, prospective homebuyers are finding themselves in a race against the clock, grappling with limited housing options, escalating interest rates on their mortgage loan approval, and cutthroat competition. As the phenomenon of "buyer burnout" gains prominence, industry experts are stepping in to offer a lifeline, guiding hopeful home seekers through the challenges and uncertainties of today's housing market and the mortgage process.
Published on 11/06/2023
3 Important Gift Money Tips
Many people have money to use gift funds for their mortgage down payment or closing costs that come in the from of a gift. While mattress money typically cannot be used for a down payment or gift, neither can money saved from untaxed income or funds not disclosed through a bank account. Here are some tips to understand gift funds BEFORE your apply with disclosure that you are using it:
Published on 11/06/2023
Rebuilding Your Dream Home: Getting a Mortgage After Chapter 13 Bankruptcy
Concerned about whether you can get a home loan after filing chapter 13? We're here to help! Learn how to prepare for a loan after filing bankruptcy.
Published on 11/01/2023
Six Sneaky (and Costly) Warning Signs to Watch for When House Hunting
Watch out for these signs on your next home tour! It could save you money and headaches.
Published on 10/25/2023
Embracing Affordability and Togetherness: The Benefits of Buying a Multi-Generational Home
Multi-generational living is not just about cutting costs but also about creating a richer, more fulfilling, and affordable life for multiple generations under one roof.
Published on 10/18/2023
ARM Loans: Risk vs Reward - Making Smart Home Financing Choices
ARM loans have been talked about a lot more these days, thanks to their low rates. Here's what you need to know about potential risks and benefits.
Published on 10/11/2023
Cash Flow Tips: Creative Ways to Monetize Your Home Beyond Equity!
Check out these creative ways that you can earn income with your home beyond building equity (without taking on renters!).
Published on 10/04/2023
Here's Why Multi-Family Units Are the Real Estate Game Changer You Need!
Here's how a multi-family unit can be just what you need to buy your first home while creating financial security --not matter the market!
Published on 09/27/2023
How Do You Know That Fixer-Upper is a Dream --Or a Money Pit!
Considering buying a fixer-upper to save on some cash? Watch out! Some rehab homes may ending costing you more than you bargained for.
Published on 09/20/2023
Exploring the World of Multifamily Homes: Your Path to Real Estate Wealth
Learn about the types of multifamily properties that you can invest in for longterm financial wealth.
Published on 09/13/2023
Student Loan Payments Resuming October: How Stay on Track to Your Homeownership
Student loan repayment is coming back in October and Biden Administration is promising to extend it. Is it true? How does repayment affect your homebuying goals?
Published on 09/07/2023
From Bargain Hunting to Home Buying: 4 Savvy Tips to Smart Homebuyers
Ready to score your dream home without breaking the bank? Dive into our guide for shrewd homebuyers! Learn insider tricks to sweeten deals, spot potential, and save big on your home purchase.
Published on 08/23/2023
Beware of Bad Mortgage Advice: Don't Get Duped by These Common Myths!
Don't be fooled by common mortgage misconceptions! Discover the truth behind homebuying advice and protect yourself from costly mistakes
Published on 08/16/2023
Breaking Down Big Loans: How To Tell if it's Time for a Jumbo Loan
Learn how to make wise choices when it comes to financing expensive properties with a Jumbo loan.
Published on 08/09/2023
Exploring Bridge Loans: A Close Look at This Home Financing Option
Learn all about bridge loans and how they have help you fund your home purchase as you also sell an existing property.
Published on 08/02/2023