Recent Articles

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Bridge the Gap: Financing Your Dream Home with a Bridge Loan

Are you struggling to secure financing for your dream home? Discover the power of bridge loans – a short-term solution to bridge the gap towards homeownership.

Published on 11/10/2023

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Decoding Student Loan Impact: Fannie Mae, Freddie Mac, and FHA Payment Assessment

Curious about how student loans affect your mortgage approval? Learn about Fannie Mae, Freddie Mac, and FHA payment assessments in this post!

Published on 11/10/2023

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Unraveling Digital Currency: Navigating Fannie Mae Mortgage Guidelines

Are you confused about digital currency when it comes to your mortgage? Let us guide you through Fannie Mae's guidelines for a smooth process!

Published on 11/10/2023

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FHA Second Home Loan: Understanding the 100 Mile Rule

If you're considering buying a second home with an FHA loan, understanding the 100 Mile Rule is crucial! Learn why it matters and how it affects your eligibility.

Published on 11/10/2023

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Avoid These Common Mistakes When Buying a Home: Tips for Veterans

Avoid these common veteran home loan mistakes and contact us to apply for VA loan.

Published on 11/08/2023

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Unlock the Power of Your Credit Card: A Smooth Path to Mortgage and Home Loan Success!

Liberty Mortgage Lending Group in Fort Myers FL Discover expert tips to make your credit card work for you, while preparing for a seamless mortgage or home loan application. Master timing, lump sum payments, and boost your credit score with our smart finance advice for homeownership success

Published on 11/06/2023

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Unlock Mortgage Savings: Reduce Interest by up to 3% with Temporary Buydowns

Looking to ease the burden of your monthly mortgage payments and save up to 3% on your interest rate in the first year? Temporary mortgage interest buydowns might be the key to achieving this financial flexibility. Whether you're anticipating an income boost in the near future or simply want to make the transition from renting to homeownership smoother, temporary buydowns offer a strategic solution. In this article, we'll delve into the mechanics of temporary buydowns, explore various buydown options, and discover how both buyers and sellers can benefit from this innovative mortgage strategy.

Published on 11/06/2023

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Understanding the Differences: Flood Insurance vs. Home Insurance

When it comes to safeguarding your home, knowing the distinctions between flood insurance and home insurance can make all the difference. While both are essential for protecting your property and your mortgage will require it, they serve distinct purposes and cover different types of damage. In this guide, we'll unravel the complexities of these insurance policies, shedding light on what they encompass and what you need to consider when securing your home against potential threats. So, let's dive in and explore the world of flood and home insurance to ensure your peace of mind and financial security.

Published on 11/06/2023

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STRETCHING YOUR VACATION DOLLARS: TIPS AND TRICKS

Saving for a down payment but want to go on vacation? We have the tips and tricks for you to do both: get a home loan and have a little fun.

Published on 11/06/2023

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Navigating High Mortgage Rates: Strategies to Make Your Dream Home Affordable

In an era where mortgage rates are soaring to levels not seen in two decades, the dream of owning a home may seem out of reach for many. However, rising rates shouldn't deter determined homebuyers. While high mortgage rates do pose challenges, there are several savvy strategies that can help you maximize your homebuying budget and achieve affordability. From leveraging your down payment wisely to exploring innovative seller concessions, we'll explore four effective ways to make the most of your homebuying dollar.There are a number of ways that you can increase affordability to get the most for your homebuying dollar.

Published on 11/06/2023

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4 Reasons NOT To Make A Large Mortgage Down Payment

We can't predict mortgage rates and the changes mortgage rates make from day to day and month to month; however, we can predict the mortgage loan trends as lenders and legislators create the lending guidelines that affect your mortgage. Read More

Published on 11/06/2023

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Pre-Approval or Pre-Qualification

The difference between a prequalification and a pre-approval could make or break the deal that you are working on and waste a considerable amount of time. If, like so many, you are confused about the two, we explain the difference and why lack of understanding could mean disaster for the new home buyer.

Published on 11/06/2023

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Mortgages: Mastering the Art of Homebuying: Strategies to Overcome Buyer Burnout

In the current real estate landscape, prospective homebuyers are finding themselves in a race against the clock, grappling with limited housing options, escalating interest rates on their mortgage loan approval, and cutthroat competition. As the phenomenon of "buyer burnout" gains prominence, industry experts are stepping in to offer a lifeline, guiding hopeful home seekers through the challenges and uncertainties of today's housing market and the mortgage process.

Published on 11/06/2023

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3 Important Gift Money Tips

Many people have money to use gift funds for their mortgage down payment or closing costs that come in the from of a gift. While mattress money typically cannot be used for a down payment or gift, neither can money saved from untaxed income or funds not disclosed through a bank account. Here are some tips to understand gift funds BEFORE your apply with disclosure that you are using it:

Published on 11/06/2023

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Rebuilding Your Dream Home: Getting a Mortgage After Chapter 13 Bankruptcy

Concerned about whether you can get a home loan after filing chapter 13? We're here to help! Learn how to prepare for a loan after filing bankruptcy.

Published on 11/01/2023

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Six Sneaky (and Costly) Warning Signs to Watch for When House Hunting

Watch out for these signs on your next home tour! It could save you money and headaches.

Published on 10/25/2023